Northwest Bank
About Northwest BankNorthwest Bank serves the business and professional communities of Idaho, Oregon, Washington and Utah.
We were founded in 2008 with the belief that banks should partner with their customers to find creative financial solutions that work.
In order to achieve that goal, we need experienced Assistant Relationship Managers on our team.
People who share our vision and values, know their customers, and work tirelessly to deliver successful financial solutions.
Job OverviewLocated in Salt Lake City, Utah, the Assistant Relationship Manager (ARM) supports Relationship Managers (RMs) as a member of the client-facing production team.
The ARM conducts credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and plays a pivotal role in supporting a designated Relationship Manager (RM) to service existing clients and business development for new clients.
Essential Duties & Responsibilities Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standardsInvestigate, interpret and analyze credit reportsDevelop key discussion points and questions to assist in analyzing loan opportunitiesSupport the Relationship Managers (RMs) and Loan Administrators to close loansSpread and analyze financial statements and information to evaluate existing and projected company cash flowWork with Loan Administration to determine necessary reports (UCC lien searches, title, insurance, appraisals / evaluations, environmental, flood, etc.
)Review independent appraisal and collateral exam reportsDevelop list of key information necessary to support the loan approval processPrepare detailed Credit Memorandums with defined Credit Quality Expectations and within Credit policies and procedures for review and approvalMake underwriting recommendations to the Relationship Manager, Market President, and Credit Administration, as appropriateAssist in monitoring loans through timely collection of financial information / tickler managementCreate and maintain customer files within defined bank standardsAttend customer meetings and provide written summary in underwriting and evaluating riskConnect with loan applicants to ensure loan packages are completeParticipate in Credit Training to remain current on standards and expectationsReview portfolio reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
Analyze/recommend line draws (via Borrowing Base Certificates, Construction Draws, etc.
) as requested by RMSupport collection of past due accountsAssist with the Know Your Customer (KYC) due diligence and new account onboarding for new clientsAssist with customer calls and marketing effortsMaintain knowledge of and compliance with banking regulationsRequired
Qualifications:
Bachelor's degree in Business, Accounting, Finance, or related area; or equivalent work experienceRelevant experience analyzing business financial statements in the context of commercial banking, investment banking, or commercial real estate lendingRelevant experience with direct client interaction with businesses providing support related to financial servicesPreferred
Qualifications:
Experience with financial analysis software such as Moodys and BukersProficiency using Windows-based operating systems (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis and for high-quality, professional presentations to clients and prospectsThorough understanding of business cash flow and differing legal business structuresExperience working in a fast-paced environment where effectively managing multiple tasks and priorities is criticalBasic knowledge of risk analysis, economics, accounting, and finance practiceStrong relationship-building skills with demonstrated attributes that support a team-based environmentThorough knowledge of lending policies and procedures preferredEffective oral and written communication and time management skillsBasic knowledge of deposit and cash management banking products used by lower middle-market companiesBenefits Competitive Compensation Package Medical, Dental, and Vision Health Savings Account (HSA)Flexible Spending Accounts (FSA)401(k) plan with company match Generous PTO & HolidaysPowered by JazzHRAbout the Company:
Northwest Bank.
Estimated Salary: $20 to $28 per hour based on qualifications.
We were founded in 2008 with the belief that banks should partner with their customers to find creative financial solutions that work.
In order to achieve that goal, we need experienced Assistant Relationship Managers on our team.
People who share our vision and values, know their customers, and work tirelessly to deliver successful financial solutions.
Job OverviewLocated in Salt Lake City, Utah, the Assistant Relationship Manager (ARM) supports Relationship Managers (RMs) as a member of the client-facing production team.
The ARM conducts credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and plays a pivotal role in supporting a designated Relationship Manager (RM) to service existing clients and business development for new clients.
Essential Duties & Responsibilities Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standardsInvestigate, interpret and analyze credit reportsDevelop key discussion points and questions to assist in analyzing loan opportunitiesSupport the Relationship Managers (RMs) and Loan Administrators to close loansSpread and analyze financial statements and information to evaluate existing and projected company cash flowWork with Loan Administration to determine necessary reports (UCC lien searches, title, insurance, appraisals / evaluations, environmental, flood, etc.
)Review independent appraisal and collateral exam reportsDevelop list of key information necessary to support the loan approval processPrepare detailed Credit Memorandums with defined Credit Quality Expectations and within Credit policies and procedures for review and approvalMake underwriting recommendations to the Relationship Manager, Market President, and Credit Administration, as appropriateAssist in monitoring loans through timely collection of financial information / tickler managementCreate and maintain customer files within defined bank standardsAttend customer meetings and provide written summary in underwriting and evaluating riskConnect with loan applicants to ensure loan packages are completeParticipate in Credit Training to remain current on standards and expectationsReview portfolio reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
Analyze/recommend line draws (via Borrowing Base Certificates, Construction Draws, etc.
) as requested by RMSupport collection of past due accountsAssist with the Know Your Customer (KYC) due diligence and new account onboarding for new clientsAssist with customer calls and marketing effortsMaintain knowledge of and compliance with banking regulationsRequired
Qualifications:
Bachelor's degree in Business, Accounting, Finance, or related area; or equivalent work experienceRelevant experience analyzing business financial statements in the context of commercial banking, investment banking, or commercial real estate lendingRelevant experience with direct client interaction with businesses providing support related to financial servicesPreferred
Qualifications:
Experience with financial analysis software such as Moodys and BukersProficiency using Windows-based operating systems (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis and for high-quality, professional presentations to clients and prospectsThorough understanding of business cash flow and differing legal business structuresExperience working in a fast-paced environment where effectively managing multiple tasks and priorities is criticalBasic knowledge of risk analysis, economics, accounting, and finance practiceStrong relationship-building skills with demonstrated attributes that support a team-based environmentThorough knowledge of lending policies and procedures preferredEffective oral and written communication and time management skillsBasic knowledge of deposit and cash management banking products used by lower middle-market companiesBenefits Competitive Compensation Package Medical, Dental, and Vision Health Savings Account (HSA)Flexible Spending Accounts (FSA)401(k) plan with company match Generous PTO & HolidaysPowered by JazzHRAbout the Company:
Northwest Bank.
Estimated Salary: $20 to $28 per hour based on qualifications.
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